AppZen integration
Built for your credit card network
AppZen integrates directly with American Express to provide comprehensive card transaction auditing. Our direct partnerships eliminate the need for complex bank integrations, allowing you to audit 100% of card spend.
Simplified access to card data
AppZen partners with major card networks to bypass traditional banking complexities. Once you authorize access to your card data, we handle the rest. Our pre-established SFTP connections ensure secure, reliable data transfer, with daily feeds containing detailed, Level 3 transaction data.
Power your audit with comprehensive card data
Complete transaction visibility
Get detailed Level 3 data including the line items, quantities, and merchant category codes used in our AI audit models.
Real-time policy enforcement
Use transaction data to identify unauthorized expenses and policy violations at the line-item level.
Secure and certified
Process all card data through our secure infrastructure, ensuring the highest level of security and compliance.
Frequently asked questions
01 How do I get started with card integrations?
Simply work with your card network representative to authorize AppZen's access. We handle all technical aspects of the integration.
02 What type of card data does AppZen receive?
We receive Level 3 transaction data, which includes detailed point-of-sale information such as item descriptions, quantities, and merchant category codes. We only access the data you explicitly authorize.
03 How frequently is card data updated?
Card transaction data is updated daily through secure SFTP connections with each card network.
04 Do I need to integrate with my banks directly?
No, our direct partnerships with Mastercard, Visa, and American Express eliminate the need for individual bank integrations. You can audit card spend across banks through a single connection.
05 Is the integration bidirectional?
No, this is a one-way integration. Card data flows from the networks to AppZen for audit purposes. This keeps your data secure by transferring only what's necessary for auditing. We only receive the transaction data needed for our AI models to detect policy violations and unauthorized spending, which eliminates unnecessary data exposure and maintains the principle of least privilege in data access.